Pontoon boat insurance in Florida

Pontoon boat insurance covers your pontoon and its motor and covers liability if a guest is hurt or you damage someone else's property. Passenger count and how you use the boat matter.

Why pontoons are different

Many guests aboard means liability limits deserve a close look
Large outboards can be a big part of the value
Docks, lifts and lake or river use affect where the boat is rated

Tell your agent

Length, motor size, whether it is a tritoon, any rental or paid use, and where it is stored.

Coverage depends on the policy, the insurance company and underwriting approval.

Get my boat quote

Or call (813) 291-3484.

Common questions

Are rental or paid rides covered?

Personal-use policies commonly exclude paid or rental use. Tell your agent if you ever charge for rides.