Jet ski and PWC insurance in Florida

Jet ski and personal watercraft insurance covers the craft itself and the liability for riders and other people on the water. Many policies treat PWC differently from boats, so ask for a quote written for PWC.

Key points

Liability for passengers and others on the water
Theft and vandalism, including when stored on a lift
Trailer and towing coverage as options
Operator rules, including who may ride

Rental use

Renting out a jet ski is generally a commercial activity and not part of a personal policy.

Coverage depends on the policy, the insurance company and underwriting approval.

Get my boat quote

Or call (813) 291-3484.

Common questions

Do I need insurance on a jet ski?

Not by state law in most cases, but marinas, lenders and rental agreements may require it.