Liveaboard insurance
Liveaboard boat insurance in Florida
If you live on your boat, a standard recreational boat policy may not fit. Liveaboard coverage is rated differently and is underwritten with your living arrangement in mind.
Things to raise with your agent
- How many months a year you live aboard
- Personal belongings and how they are covered
- Marina or dock liability requirements
- Whether the boat moves or stays in a slip
Not a homeowners or renters policy
A boat policy is not the same as renters coverage. Ask what happens to your belongings and living expenses after a loss.
Coverage depends on the policy, the insurance company and underwriting approval.
Get my boat quote
Or call (813) 291-3484.
Common questions
Can a liveaboard get hurricane coverage?
Storm terms vary by policy and location. Review them closely and ask about haul-out and storm plan requirements.