Hurricane season and your Florida boat policy

Many Florida boat policies include named storm provisions, such as a separate deductible, restrictions on where the boat is kept, or steps you must take when a storm is forecast. Read them before June, not after a storm is named.

Check these in your policy

Named storm deductible or limits
Required haul-out or tie-down steps
Coverage for storm-related wreck removal
Any change in coverage when a storm warning is issued

Before a storm

Photograph the boat and equipment, keep documents in a safe place, and know your marina's storm plan. This is general guidance, not a promise of coverage.

Coverage depends on the policy, the insurance company and underwriting approval.

Get my boat quote

Or call (813) 291-3484.

Common questions

Does boat insurance cover hurricane damage?

Often yes, subject to policy terms, but with conditions. Ask for the named storm terms in writing.